การเปรียบเทียบพฤติกรรมการใช้จ่ายผ่านบัตรสวัสดิการแห่งรัฐ ระหว่างผู้ยากจนกับผู้เกือบจน: กรณีศึกษาเขตชานเมือง จังหวัดเชียงใหม่

Abstract

This research was conducted out to investigate in spending behaviors of poor and almost poor people using welfare card, living in suburb of Chiangmai Province. Questionnaire was designed -research tool to obtain data amongst 200 participants (poor people 100 participants and almost poor people 100 participants, respectively). Frequency distribution, percentage, mean (average), independent t-test and chi – squared test were designated statistics for this research. The main findings showed that the poor people mostly were female, farmer is the main occupation, graduated from primary school, age ranging between 51 to 60 years old. On the other hand, the almost poor people were male, as a general contractor, graduated from primary school age ranging between 41 to 50 years old. In terms of registering and using welfare card, it was found that the poor and almost poor people have child, registered by family members or relatives through banks. The welfare card were sent to poor people in 2560 B.E.., also earlier sent to almost poor people in 2559 B.E.. Behaviors on using welfare card of poor and almost poor people demonstrated that it depended on their income. Mostly, it showed that their income was ranged between 10,001 to 15,000 baht. In terms of expense, more than 6,000 baht were usually spent on customer goods. If there was no welfare card, expense on customer goods will be reduced. In addition, they have spent on blue flag-shops (Thong-Fha Pracharath) within the community zone, especially spending on customer goods. This obviously reveals that the maximum amount of welfare card is still insufficient for purchasing customer goods. In case of insufficient money for buy goods and food, poor people mostly have never faced with this problem. In contrast, the almost poor people have faced with this situation; this was solved by borrowing some money from relatives and save money for necessary goods.