ปัจจัยที่ส่งผลต่อการตัดสินใจเข้าร่วมลงทุนในแชร์ลูกโซ่ของนักลงทุน

Abstract

This study aimed to observe the current situations of Ponzi scheme in Thailand and study the factors influencing the decision to be involved with Ponzi scheme. In this study, it was considered a quantitative and qualitative study. As the quantitative study, 400 questionnaires were accordingly used through purposive sampling in a group of 200 people previously getting involved with Ponzi scheme and other 200 people with any non-involvement. The analysis was undertaken through Binary logit and the marginal effects. As the qualitative study, it was based upon the findings and data collections from the related academic papers, articles, journals, theses, and research studies. The result of the study on the current situations of Ponzi scheme in Thailand found that Ponzi scheme was one of the problems that severely damaged the country's economic system. In fact, Ponzi scheme is continuously developing in accordance with the economy and society. At present, the social media usually put an enormous impact on communications or transactions, encouraging the criminals to exploit the online social media in persuading or deceiving people to get involved with Ponzi scheme. As a result, a lot of people are victims caused by Ponzi scheme. Ponzi scheme was divided into these types: Ponzi scheme in the form of goods and services; the membership, whereby these two types were mainly used to persuade people to invest their money through the online social media; and a new type of deception on the internet networks through the websites to persuade people to invest their money through the investment schemes, the investment packages or the renting of purchasing and selling systems which were difficult or unable to be checked. In addition, they were counterfeited or claimed that those were proved by the responsible agencies. Most of their claims included investment in other businesses e.g. property, stock exchange, financial instruments, and currency exchange market. Their members were promised to receive the compensation or interest based on the specified rates. Having success in persuading other people to be a member, they would receive the compensation in the form of fees for successful persuasion. As above mentioned, Ponzi scheme in Thailand smartly raises its credibility along with its ongoing development. Even though the public is now aware of Ponzi scheme, some of them are still victims of this financial fraud. According to the results of the study on factors influencing the decision on Ponzi scheme, five significant variables were gender, age, degree, beliefs, and force.